Jumbo Loans

What is a Jumbo Loan?

Keys opening front door to a home purchased with Jumbo LoansJumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes, and usually require a higher down payment than traditional loans. Jumbo Loans are always conventional loans meaning loans offered by non-government sponsored lenders.

What are Jumbo Loan Limits?

Depending upon the lender we work with we offer Jumbo Loans that can begin greater than $822,375 and can go up to loan amounts up to $2,000,000.

For Example, We offer:

  1. 90% LTV Jumbo ARM Loans No PMI up to 1 Million
  2. Jumbo ARM Loans up to 2 Million with combined 1st and 2nd Mortgages as a Rate & Term Refinance
  3. Jumbo Loans with cash-out available with no adjustment to the rate for loan size or cash-out
  4. Jumbo Loans for Vacation Homes up to 1 Million

Jumbo Loans in Northern Virginia

We are conveniently located in Northern Virginia in the City of Fairfax. We offer a full line of Jumbo Loan programs to meet all of your purchase or refinance needs.

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Call Rick Saunders at 703-281-RICK (7425) today for the best rate and terms for your Virginia mortgage needs.